Townhouse Rentals in Stuart, Florida

This week we are featuring three excellent townhouse rentals in Stuart, Florida. All three are in "like new" condition and range from a two-bedroom unit with loft and garage to a four bedroom unit with garage and resort facilities. Call us at 772-288-1765 to schedule a showing today or visit www.stuartrentalhomes.com for more info.

Stuart News Ad 9-25-2016

This post has been authored by Eric Slifkin, REALTOR® serving South Florida’s Treasure Coast. You can reach me at 888-288-1765, or visit my Website. As your resource for information on new or resale homes throughout the Treasure Coast, please be sure to contact me about any home you may find on the Web, yard sign or ad and I will research the property, arrange showings and handle all the details.

Self-employed? Improve your odds of getting a mortgage.

The so-called “gig” economy means more people than ever are self-employed, receiving 1099 tax forms as independent contractors. In the world of the self-employed, the idea of securing a mortgage can seem like a fantasy. Unlike the traditionally employed, the self-employed entrepreneur is seen as a greater risk. Despite making a good living, some self-employed workers never even apply for a mortgage, believing the dream of home ownership is cut off by slim chances for approval.

This isn’t necessarily true! Don’t give up on home ownership just because you’re self-employed. Instead, take the steps to boost your status in the eyes of lenders. Here are some tips to put you on the path towards pre-approval:

1. Lower your debt. Debt is what haunts almost all new buyers seeking a loan. If you’re self-employed and debt-free or have a low income-to-debt ratio, you look much more appealing to lenders.

2. Keep your personal and business accounts separate. Professionals draw a line between business income and expenses and personal income and expenses. Demonstrating this level of maturity is a plus.

3. Deduct less on your taxes. The self-employed are almost always guilty of taking tax deductions which cast a little shade on their mortgage application. Take honest, documented deductions, and don’t make it look like you’re desperate to cook the books!

4. Register and pay yourself like a pro. Make sure your business is licensed and registered and, if possible, set up your business structure to pay you on a W-2 form rather than declaring your income as 100% 1099.

5. Document everything. Make no claim without paper (or verifiable digital records) to back it up. Check stubs from clients, proof of income, expenses… everything. The more thorough and organized your documentation, the better you look to the lender reviewing your file.

It can also be useful to make a larger down payment than most, but lenders understand this can be difficult. You may be eligible to use your IRA or even an old 401(k) to boost your down payment, but talk to your tax professional before you make any moves.

Don’t let self-employment cloud your view of securing that mortgage. It is possible! I’d be happy to put you in touch with lenders when the time comes. You can reach me at 888-288-1765, or visit my Website to learn more about the home buying process.

As your resource for information on new or resale homes throughout the Treasure Coast, please be sure to contact me about any home you may find on the Web, yard sign or ad and I will research the property, arrange showings and handle all the details.

Helpful Tips That Help Your Property Sell Faster

Whether you are looking to sell your own home or hire a Realtor, selling your home doesn't just mean sticking a sign out front. There are a lot of preparations you should make to ensure you get the best offer possible in the shortest time.

Things to Consider When Preparing to Sell

• What is the buyer's first impression of the exterior of your house?
• Shall I re-seed the lawn and get my landscaping in top shape?
• Does the house or any part of the house need painting?
• What about the door mats? Do I need to replace them?
• What about the screens? Any holes? What about the windows? Do they work well or do they need attention?
• What is the buyer's first impression as they step inside the house?
• Are my pets in control at all times?
• Does the carpet need cleaning or replaced?
• Are all appliances in good working order?
• Can I take items out of the cabinets to make them look more spacious?
• Is there any furniture that can be stored to make rooms look larger?
• Since all buyers want to look in closets, can I take some of the clothes out to make them look roomier?
• Are the garage and storage areas as clean and neat as they should be?
• Should I stay out of a prospective buyer's way?
• Are the price and terms offered going to appeal to most of the buying public in my price range?
• Do I need to be aware of other houses similar to mine also being offered for sale?

Click here to download our Home Sale Preparation Checklist

Download the Checklist

Looking to sell? Feel free to contact me for a no-obligation home evaluation today!

This post has been authored by Eric Slifkin, REALTOR® serving South Florida’s Treasure Coast. You can reach me at 888-288-1765, or visit my Website. As your resource for information on new or resale homes throughout the Treasure Coast, please be sure to contact me about any home you may find on the Web, yard sign or ad and I will research the property, arrange showings and handle all the details.